Iron Cross Classic Imports

Financing Options

Financing Options

We are currently working with a few lenders to finance the cars we have available here at our shop.
You can work with your current bank or credit union, as long as they will finance a 25 year old classic vehicle.

We do not offer in house financing at this time but we work with the lenders below.
Question and answers at the bottom of this page.


Option 1: LightStream

Website: www.Lightstream.com

Good to excellent credit profile.

They require minimum 650 CR Score and 2 years of Auto Lending History.

If you do not have these requirements, you will require a co-signer.

Don’t Require Down Payment

All loans are subject to credit approval by LightStream.


Option 2: Collector Car Lending

Payment History Requirement: 18-24 months of positive payment history on an auto OR real estate loan of a comparable dollar amount to what you’re requesting as a loan amount.

Classic/Collector Cars aged 21+ years.

Exotics aged 7+ years.

Competitive Rates

Extended Terms

No Pre Payment Penalties!

Ability to waive Income Verification for qualifying applicants.

10% Minimum Down Payment Required.

Fast, Efficient, and Professional Customer Service!

630 CR Score or Better

If requirements not met, Co-Signer is required


Option 3: JJBest LLC

Website: https://jjbest.com

Requirements: 650 minimum credit score or Co-Signer

10-15% down payment

2 years of auto lending history

📞 1-800-USA-1965

We recommend JJBest for people who have taken out a car loan previously.